SMS developed micro-finance programs to provide producers with inclusive, affordable and reliable financial services for the continuous improvement of its sustainability solutions. Such services allow for the availability of capital at the appropriate time, affordability of agricultural inputs, and the building of local capacities and knowledge of financial systems.
Our close-knit, local teams are able to share expertise and build strong relationships with clients, creating the foundation for adaptive credit packages and high recovery rates.
Financial inclusion services cover a wide array of products from in-kind packages of farm inputs for increased productivity to cash loans, savings accounts, and pension and insurance for local financial capacity building.
Our ability to build long-term partnerships creates strong and favorable conditions for guaranteeing transparency and adapting to the clients’ needs, thereby encouraging a sustainable customer life cycle. The dense network of access points animated by SMS also allows for the accessibility of services as well as the support and contextual knowledge required for adaptive product delivery.